Closed-file recovery assessment
Find closed property claims worth another look.
ARBS reviews closed-no-recovery property files for Canadian P&C carriers and surfaces the ones worth investigating for subrogation, with source evidence, missing-evidence flags and reviewer-ready reasoning. No integration with your claims system.
What makes a file worth another look?
ARBS answers three questions on every closed file and shows your specialist the source documents behind each answer. It assists the investigation. It does not replace the professional determination.
Liability evidence
What in the file supports potential third-party responsibility (police report, contractor proof of work, adverse-carrier contact, expert report), and where exactly it sits in the source documents?
Investigation gaps
What is missing or still needs to be confirmed before anyone pursues it: third-party insurance, evidence preservation, limitation timing or other prerequisites? ARBS flags the gap; your specialist decides.
Recovery economics
Does the potential value justify specialist investigation under the carrier's own thresholds? ARBS applies your policy, not generic defaults, and shows the numbers behind the ranking.
Three commitments that show up on the first deliverable.
Governance-first
Every recommendation has cited evidence, a confidence score, and a complete audit trail. Your compliance team can read the reasoning behind every recommendation.
Priced, credited, no contingency
We identify; your team and counsel investigate and recover. So the review is the product: a fixed-fee assessment, fully credited toward an annual program. No percentage of your recoveries, and no arguments later about who found what.
Canada-first
Built for Canadian regulated workflows. Document extraction runs in Canada. AI processing currently runs outside Canada, and we confirm every processing location in writing before you send any data.
How it works.
Three steps, each one smaller than an internal project. No integration. No software for your adjusters to learn.
1 · Validation, at no cost
Up to 25 redacted closed files
Closed-no-recovery property files, redacted or under NDA. No integration. You see what ARBS surfaces, and whether it's worth going further.
2 · Assessment
Up to 500 historical closed files
Every file reviewed against the three questions: liability evidence, investigation gaps, recovery economics. You receive ranked cases worth investigating, source evidence, investigation gaps and limitation flags, a reviewer disposition on every file, and an executive findings report. The fee is fully credited toward an annual program if you continue.
3 · Ongoing, sized to you
Ongoing recovery intelligence
Periodic or continuous review of newly closed files, sized to your claim volume and workflow. Same brief format, same reviewer decision trail.
Pilot intake
Tell us what you want to assess.
Choose the product path and we'll route your request to the right pilot conversation. We will reply by email.
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