Now accepting pilot partners

The intelligence layer
for insurance & healthcare recovery

AI that reads every document, analyzes every detail, and delivers decisions in seconds — governed, auditable, and enterprise-ready.

Recovery Engine
Recovery #38471Live
12 pages extracted
PDF + 3 photos processed
DONE
PolicyAUTO-2024-38471
Loss TypeCollision — rear-end
Claimant[PII REDACTED]
Date of LossMarch 15, 2024
4 AI agents analyzing
Working
Coverage Agent
Verified
Damage Agent
Assessed
Fraud Agent
Clear
Subrogation Agent
Found $$$
Deep Research Complete
What manual workflows miss
Searched similar recovery database12,847 matches
Found relevant case precedents3 precedents
Checked regulatory updates (NAIC + provincial)Compliant
Subrogation recovery potential identified$8,240
Analysis
Confidence94.2%
Coverage match98%
Damage assessment91%
Liability determination94%
Damage Estimate
$8,240
3 repair items
Governance & Compliance
Full audit trail — regulator-ready
Fraud Check
Clear
Bias Audit
Passed
NAIC Compliant
Yes
Explainable
Full trace
Audit ID
AUD-38471
Approve — $8,240 + Initiate Subrogation
Processed in 47 seconds · 94.2% confidence · Full audit trail attached

Backed by

Google for StartupsNVIDIA Inception
0
Recovery detection
0
Of insurers have no AI tools
0
Deployment models
0
Addressable market

Products

Purpose-built for insurance.
Designed for any industry.

Early Access

Recovery Engine

Upload documents. Find missed money. Our AI reads every page, detects missed recoveries — subrogation, overpayments, coding errors — and delivers evidence-backed recommendations with governance built in.

Document extraction
Subrogation detection
Overpayment recovery
Payment integrity
Human-in-the-loop
Full audit trail
Request a pilot
In Development

ARBS AI Engine

Our proprietary hybrid intelligence platform. It combines the most advanced AI models available with domain-specific reasoning built from real-world data. The foundation that powers every ARBS product — and our long-term competitive advantage.

Hybrid AI architecture
Intelligent model routing
Continuous learning
Domain-agnostic design
Multi-deployment ready
Enterprise API
Available 2027

Technology

From document to decision.
Under 60 seconds.

01

Document Intelligence

Reads any format — PDFs, photos, handwritten notes, scanned forms. Extracts structured data from the messy reality of insurance and healthcare paperwork.

02

Intelligent Routing

Every task is automatically matched to the best model for the job. Fast models for extraction. Powerful models for reasoning.

03

Governed Decisions

Every AI output includes a confidence score, an explanation, and a complete audit trail. High-risk decisions route to human review.

04

Deploy Anywhere

Cloud, on-premises, or fully air-gapped. Your data stays under your control. Built for the strictest security requirements.

Upload
Documents & photos
Extract
AI reads everything
Analyze
Coverage & damage
Govern
Compliance & audit
Decide
Recommend or escalate

Company

Built at the intersection of AI and regulated industries.

We don't wrap generic AI in an industry skin. We build purpose-specific intelligence — agents specialized for each recovery task, working together under a governed framework where every decision is auditable, explainable, and reversible.

Founded
2020
Headquarters
Toronto, Canada
Focus
Insurance & Healthcare AI
Backed by
Google, NVIDIA

Governed AI, not autonomous AI

Every recommendation includes confidence scores and explanations. High-risk decisions always require human approval.

Your data stays yours

Deploy anywhere. We never train on your data without explicit consent. Your recovery data is your competitive advantage.

Canadian roots, global scale

Incorporated in Ontario. Building for the global insurance and healthcare market with Canada's world-class AI research ecosystem.

See results in 30 days.
No commitment required.

We're selecting a small number of carriers and payers for our early access program. Join the pilot and see AI-powered recovery intelligence on your actual data.

Free 30-day pilot
Real results on your recovery data before any commitment.
Dedicated onboarding
Our team integrates with your existing workflows.
Security review included
We walk through our architecture with your security team.

Request early access

We respond within 24 hours.